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Private Student Loans and Student Financial Aid

Introduction

Do you need money for college or other higher education (i.e., private student loans and other student loans)? Simply consult our student financial aid charts to find financial aid information for undergraduates, graduate students, parents of students and continuing education students.

Our financial aid charts summarize the financial aid options that include scholarships, grants, work-study programs, student loans, PLUS loans, summary information about private student loans, home equity loans for education (introducing the "bank equity program" for financing college) and other student aid options.

We also have a number of student loan tools and tips to help manage your financing. Start with our financial aid reviews for starting a college budget, reducing college costs, understanding the financial aid process, calculating borrowing costs, downloading our tools, reviewing the financial aid process, viewing student income ideas and much more. Our aid tips include a set of questions that address financial aid issues.

And when you are ready to apply for student loans and other financial aid, make a simple click to get matched with the right financing source for your needs.

We've posted a number of financial aid articles that delve deep into financial aid planning. Be sure to visit our student library for smart financial aid decisions.

College Financial Aid Tip for the Week of May 05

Many government loans do not cover the full cost of education ...
So many students are turning to private student loans to make up the difference between total cost of school and any financial aid they receive. These loans are not guaranteed by the government so the interest rate may be higher.

view our summary information about private student loans

Financial Aid BLOG Articles

Your Credit and Private Student Loans

Private student loans are a wonderful way for students to finance their education especially when federal Stafford loans are unable to meet their needs. Students can borrow money directly and control the disbursement of funds.

Most students secure a private student loan through the co-signature of a family member who guarantees that the loan will be repaid. However, interest rates on these loans can vary, depending on the creditworthiness of the cosignatory.

view BLOG posting

Managing Your Student Funds

Students attending college are going to spend a lot of money over the next academic year. Most of the money spent will be on big-ticket items such as tuition, housing, and books. But there are other daily expenses that crop up that can quickly deplete student funds - most notably food, transportation, supplies, medication, recreation, and other personal needs.

Some calendar events ideas in our online article

State Financial Aid Agencies

Most financial aid that is awarded to students comes from in-state colleges and state aid agencies. Check with these institutions about college financial aid options and programs:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington, D.C., West Virginia, Wisconsin, Wyoming

About SayStudent.com
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