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On Your Own: Couponing Tricks for Your Everyday Items

from our Student TIPS

college aid

Living on your own for the first time can be a bit challenging. Youíre probably trying to figure out your own schedule along with your first set of finances. Most shoppers can save a lot of money when buying everyday items when they learn to use store and manufacturerís coupons. If you want to learn to save and make your finances a little easier, you have to know how to coupon. Below is an exploration into just some of the many clever tricks frugal shoppers can use to stretch their dollars.

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at our student TIPS section

Student Aid Tip

for the week of: February 07

About EFC (Expected Family Contribution)

When you submit your FAFSA form, the U.S. government uses the information to calculate the EFC.

The EFC is a measure of the family’s financial strength and the amount of resources the family has available to pay for education.

view aid Step1

Moving Out: Better Tips for Your First Time on Your Own

from our Student TIPS

college aid

You may feel completely ready to leave home and venture off on your own, or perhaps your parents are gently nudging you out of the nest because you’ve finished school, found a job, or have simply gotten old enough to go it alone. No matter how it happens, eventually you’ll be moving out for the first time

Read more...

at our student TIPS section

5 Sure-Fire Ways to Live a Stress Free Academic Life

from our Student TIPS

college aid

In todayís competing world, every student wants to outperform other class fellow to earn the best grades. But in order to do this, every student has to tackle tons of stress that could negatively affect their academic as well as personal life. Donít worry if youíre also unable to cope with academic challenges in a rapid manner because youíre at the right spot. Letís have a look below to meet every academic challenge in a hassle free manner.

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at our student TIPS section

Read more articles at our student TIPS section

What to Prepare for When Getting Your First Auto Loan

from our Student TIPS

college aid

Borrowing to buy a first automobile is not a complex financial transaction, but it can be stressful if you arenít prepared ahead of time. The key to making both sides of the purchase work well, is to understand why they should be separate, and how to prepare to obtain financing before you make any attempt to purchase the car.

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at our student TIPS section

Six Tips for Success When Going to School As a Working Student

from our Student TIPS

college aid

Nowadays, many students are working their way through college. Though there are many scholarships and grants meant to help students afford college, these options often do not cover the full cost of tuition, especially because college costs have risen substantially in the last two or three decades. Luckily, there are some great tips that can help working students also be successful academically.

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at our student TIPS section

First Time Finances: The Difference between Good and Bad Debt

from our Student TIPS

college aid

As you start life in the real world, your financial needs begin to change. The simple savings account that served you throughout high school will no longer meet your needs. Apartments will want to check your credit history, and you may need to finance a reliable car for getting around town. There are plenty of ways to boost your credit score, but it’s important to learn which ones will serve you, and which you should avoid.

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at our student TIPS section

How to Manage Your Finances While in College

from our Student TIPS

college aid

You are sitting with a letter announcing that your application has been accepted at on one of the top ranking colleges. You can’t help smiling ear to ear as you read the letter again and again, relishing the feeling of accomplishment and a rising elation which engulfs you. Your mind starts making all kinds of plans for the college life and you start anticipating problems as well as their solutions. You are confident, happy and raring to go. However, in all the excitement and euphoria, an important aspect of planning is usually forgotten. That aspect is: planning your finances.

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at our student TIPS section

achieving success...

Achieving success in college requires 3 key ingredients

  • 1: planning
    use planning for success to develop a plan using heirarchical blocks to achieve anything you would like to be


  • 2: discipline
    planning means nothing if you don't have the discipline to achieve the plan. You need a foundation of physical, educational, social and spiritural disciplines in order to achieve success


  • 3: execution
    to maximize your efforts and energy, you need to execute your plan using time management in order to achieve what needs to be done and more importantly, recognize your accomplishments to build the motivation to continue your plan for success.

    download FREE these 3-ingredient modules and forms

GETTING READy. . .

Some tips on preparing yourself for college and graduate school

  • buy used textbooks:
    save money on textbooks by buying used or rental books

  • find student notes and guide:
    use this notes and tips to help build study skills and understand important academic subjects

  • connecting electronically:
    get the best deals on laptops, printers and other electronic devices

  • solve transportation needs:
    find new and used autos, lease swaps, temporary rentals, other getting-around devices

  • dorm decor:
    everything you need to make your dorm a home - refrigerators, microwaves, study area, and more


shop your college needs through our nBuy student center

For Quick Aid Reference

FREE 1-page map to navigate through the college aid process:


  1. understanding the aid steps
  2. searching scholarships
  3. viewing financial aid charts
  4. finding college aid options
  5. getting extra needed aid
  6. managing your money
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About SayStudent.com
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Private Student Loans and Student Financial Aid

Do you need money for college or other higher education (i.e., private student loans and other student loans)? Simply consult our student financial aid charts to find financial aid information for undergraduates, graduate students, parents of students and continuing education students.

Our financial aid charts summarize the financial aid options that include scholarships, grants, work-study programs, student loans, PLUS loans, summary information about private student loans, home equity loans for education (introducing the "bank equity program" for financing college) and other student aid options.

We also have a number of student loan tools and tips to help manage your financing. Start with our financial aid reviews for starting a college budget, reducing college costs, understanding the financial aid process, calculating borrowing costs, downloading our tools, reviewing the financial aid process, viewing student income ideas and much more. Our aid tips include a set of questions that address financial aid issues.

And when you are ready to apply for student loans and other financial aid, make a simple click to get matched with the right financing source for your needs.

We've posted a number of financial aid articles that delve deep into financial aid planning. Be sure to visit our student library for smart financial aid decisions...