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Rate Disbursement Period:
07/01/08 to present
Stafford Student
(fixed rate) 		6.00%
PLUS Loans
(fixed rate) 		8.50%
Private Student
(variable rate) 		see rates
Other Disbursement Periods:
see rate chart

 

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Aid Step 7: Manage Money

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Students can avoid debt problems by using pre-paid cards to manage student funds:

  • budget your monthly spending amounts
  • avoid interest rate charges
  • avoid getting into credit and debt problems
  • manage your account online
  • build up your credit reporting history
  • use where credit cards are accepted
Student or parent gets a prepaid card for student's use in college (approval guaranteed). Student or parent adds spending money to the card.
 
Student uses card
to buy food, supplies, pizza, etc., at any merchant that accepts MC/VISA cards.
 
Student or parent can monitor pre-paid
account electronically
for budgeting purposes. Pre-paid cards can help maintain a spending budget.
 
Student or parent can reload the card with additional monthly spending funds as needed.
 
Using pre-paid cards protect the
student from accumulating credit card debt.
 
Students can use
pre-paid cards to build a credit history for future credit approval on auto loans, employment,
home mortgages, etc.
 

view card product information

 

 

 

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