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What is a Banker Line of Credit (BLOC)?
The BLOC is a Home Equity Line of Credit Account |
The BLOC is to Function as a Money Account Instead of using your bank checking account for receiving and paying funds, you will use your BLOC as your money account.
In other words, all of your wages, paychecks, and other related income will be deposited into your BLOC. And all of your expenses such as your mortgage payment, food, clothes, transportation, and all other living expenses (including college financing expenses) will be paid out by writing checks using your BLOC. |
Home Equity Line of Credit Accounts are different than Home Equity Loans Home equity credit lines are open lines of credit where you can advance yourself money at anytime by simply writing a check against your line of credit. Equity loans are one-time loans that work like mortgage loans. Banks will give you a loan based on the LTV value of your home. You will then repay the loan over a period of time at a fixed APR rate. For this program under discussion, you will need to open a home equity line of credit account: download the product characteristic |
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