College Money Management

where to begin

How Best to Manage Student Funds
Start with a budget plan. Then use pre-paid cards as your money card to pay for books, food, supplies and other college expenses. The card can be loaded with just your monthly spend to avoid debt.


Students can avoid debt problems by using pre-paid cards to manage student funds:
budget your monthly spending amounts avoid interest rate charges avoid getting into credit and debt problems	manage your account online build up your credit reporting history use where credit cards are accepted

Student or parent gets a prepaid card for student's use in college (approval guaranteed). Student or parent adds spending money to the card.

Student uses card to buy food, supplies, pizza, etc., at any merchant that accepts MC/VISA cards.

Student or parent can monitor pre-paid account electronically for budgeting purposes. Pre-paid cards can help maintain a spending budget.

Student or parent can reload the card with additional monthly spending funds as needed.

Using pre-paid cards protect the student from accumulating credit card debt.

Students can use pre-paid cards to build a credit history for future credit approval on auto loans, employment, home mortgages, etc.

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Category
Intro APR
Time Period
APR Purchases
Annual Fee