Loan Disbursement Date:
7/01/2008 to the present time

Unsubsidized Stafford loans are fixed. Rate will not change for the life of the loan.

Rate in effect from:
07/01/2008 to present time

6.80%

Subsidized Stafford loans are fixed. Rate will not change for the life of the loan.

Rate in effect from:
07/01/2009 to 06/30/2010

5.60%
Future Subsidized Stafford Loan Rates:
July 01, 2008 — June 30, 2009 6.00%
July 01, 2009 — June 30, 20010 5.60%
July 01, 20010 — June 30, 2011 4.50%
July 01, 20011 — June 30, 2012 3.40%
Beginning July 01, 2012 6.80%
Loan Disbursement Date:
7/01/2006 to 6/30/2008

Stafford loans are fixed. Rate will not change for the life of the loan.

Rate in effect from:
07/01/2006 to 06/30/2008

6.80%
Loan Disbursement Date:
7/01/1998 to 6/30/2006

For borrowers who are in school, in their post-school grace period, or in deferment

3.61%
For borrowers who are in repayment (except during periods of deferment) 4.21%
Rate in effect from 07/01/2006 to 06/30/2007. Variable-rate Federal Education Loans are adjusted annually on July 1. Interest rate not to exceed 8.25%.  
Loan Disbursement Date:
7/01/1995 to 6/30/1998
For all borrowers
Rate in effect from 07/01/2006 to 06/30/2007. Variable-rate Federal Education Loans are adjusted annually on July 1. Interest rate not to exceed 8.25%.		 5.00%
Loan Disbursement Date:
10/01/1992 to 6/30/1995
For all borrowers
Rate in effect from 07/01/2006 to 06/30/2007. Variable-rate Federal Education Loans are adjusted annually on July 1. Interest rate not to exceed 9.00%.		 5.01%