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Student Financial Aid Library

 
Does Stafford Student Loans Cover the Cost of Education?
Stafford student loans are the most readily used aid package for financing college. It is available to all students who attend accredited schools. The advantage of stafford student loans is rate and terms. The disadvantage of stafford student loans is the loan amounts available. The total amount available for undergraduate students in the 1st and 2nd year does not cover the cost of education.

Posted Article; September 19, 2007

Managing Student Funds
Students attending college are going to spend a lot of money over the next academic year. Most of the money spent will be on big-ticket items such as tuition, housing, and books. But there are other daily expenses that crop up that can quickly deplete student funds - most notably food, transportation, supplies, medication, recreation, and other personal needs.

Posted Article; September 14, 2007

Reviewing Calendar of Events for September and October
Class start this week for almost all universities and community colleges across the country. Student begin the Fall semester with assigned course materials and books. It's an exciting time for students; but it can also be a stressful time to get accustomed to the rigorous schedule and to make final payments for tuition, housing, and other education needs.

Posted Article; September 04, 2007

Getting Ready for College
College starts after labor day for most college-bound students. It's time to pack your things and get ready for the big day.

Many first-time students don't have the foggiest idea what to expect; it will be an entirely new experience for them. You can make your first day go more smoothly by completing some important preparation and "getting ready for college" tasks.

Posted Article; August 17, 2007

Best College Financing Option for Parents
Parents of college students would like to see their child succeed in school. But the cost for a college education can be enormous. Qualifying students can apply for scholarships, college aid assistance, and federal student loans. But the total amount awarded may cover only half of the total academic costs.

Parents can help finance college using the federal PLUS loan. But most parents do not want to take on the full burden of college financing. There is a better way. We call it:

The Bank Equity College Financing Program

Posted Article; August 01, 2007

Calculating and Budgeting College Expenses
College students are getting ready for the Fall semester. It is just a few weeks away when millions of student across the country will make their trek to their university of choice. Several tasks are required to prepare for that journey. Your first important task is calculating and budgeting the exact costs for attending school.

Posted Article; July 18, 2007

Reviewing the Calendar of Events
Fall semester is just around the corner. It's only a matter of weeks before students head off to begin classes for a new academic year. July and August are key months for getting things ready such as moving, budgeting your monthly spend, arranging transportation, and closing the gap between the cost of education and the financial aid you received.

(Note: private student loans can be used to close the financial aid gap between the full cost of education and the amount of financial aid received)

Posted Article; July 11, 2007

Understanding the Costs of Private Student Loans
All across the USA, high school graduates and returning college students are making financial preparations in order to begin classes this Fall. It’s not going to be cheap as they will need to pay tuition, housing, food, books, transportation, supplies, computer, and other miscellaneous education expenses.

College aid programs, including scholarships and federal Stafford loans may cover a portion of the costs, but they cannot cover them all. Therefore, many students are now turning to private student loans to make up the difference. Do you understand the costs?

Posted Article; June 29, 2007

What You Should Know About Private Student Loans
The cost of university education continues to outpace the consumer inflation rate, putting an even greater burden upon the shoulders of financially squeezed families. With annual education costs exceeding $30,000 or more at some universities, the financial burden is particularly profound even when some sort of assistance is made available.

Government student loans have long been an important way to help students complete their education with private student loans now gaining in importance too. Let’s take a look at the advantages and disadvantages of funding higher education through private student loans.

Posted Article; June 11, 2007

Become a Bank by Using Your Equity Value to Finance College
Homeowners can use the equity value in their home to become a bank. Using a simple technique for money management, you can finance college and other related events at minimal costs. There are no investment required. Simply change the way you do banking.

Article Web Site

Using a Budget to Manage College Expenses
College-bound HS students and parents are making final decisions about starting college in the
Fall. These decisions include selecting the college to attend, finalizing admission requirements,
and getting the financial aid assistance arranged.

PDF Article

Paying for College - 10 Point Checklist
The college financial aid season is gearing up for college-bound HS students and their parents.
Both student and parent need to become familiar with the college financial aid process to ensure
enough money is available when the student starts college in the Fall.

PDF Article