Student Aid Library
student lending articles and tips
Our directory of articles related to student lending and other student financial aid.
| Does Stafford Student Loans Cover the Cost of Education? Stafford student loans are the most readily used aid package for financing college. It is available to all students who attend accredited schools. The advantage of stafford student loans is rate and terms. The disadvantage of stafford student loans is the loan amounts available. The total amount available for undergraduate students in the 1st and 2nd year does not cover the cost of education. |
Managing Student Funds Students attending college are going to spend a lot of money over the next academic year. Most of the money spent will be on big-ticket items such as tuition, housing, and books. But there are other daily expenses that crop up that can quickly deplete student funds - most notably food, transportation, supplies, medication, recreation, and other personal needs. |
| Reviewing Calendar of Events for September and October Class start this week for almost all universities and community colleges across the country. Student begin the Fall semester with assigned course materials and books. It's an exciting time for students; but it can also be a stressful time to get accustomed to the rigorous schedule and to make final payments for tuition, housing, and other education needs. |
Getting Ready for College College starts after labor day for most college-bound students. It's time to pack your things and get ready for the big day. Many first-time students don't have the foggiest idea what to expect; it will be an entirely new experience for them. You can make your first day go more smoothly by completing some important preparation and "getting ready for college" tasks. |
| Best College Financing Option for Parents Parents of college students would like to see their child succeed in school. But the cost for a college education can be enormous. Qualifying students can apply for scholarships, college aid assistance, and federal student loans. But the total amount awarded may cover only half of the total academic costs. Parents can help finance college using the federal PLUS loan. But most parents do not want to take on the full burden of college financing. There is a better way. We call it: The Bank Equity College Financing Program |
Calculating and Budgeting College Expenses College students are getting ready for the Fall semester. It is just a few weeks away when millions of student across the country will make their trek to their university of choice. Several tasks are required to prepare for that journey. Your first important task is calculating and budgeting the exact costs for attending school. |
| Reviewing the Calendar of Events Fall semester is just around the corner. It's only a matter of weeks before students head off to begin classes for a new academic year. July and August are key months for getting things ready such as moving, budgeting your monthly spend, arranging transportation, and closing the gap between the cost of education and the financial aid you received. (Note: private student loans can be used to close the financial aid gap between the full cost of education and the amount of financial aid received) |
Understanding the Costs of Private Student Loans All across the USA, high school graduates and returning college students are making financial preparations in order to begin classes this Fall. It’s not going to be cheap as they will need to pay tuition, housing, food, books, transportation, supplies, computer, and other miscellaneous education expenses. College aid programs, including scholarships and federal Stafford loans may cover a portion of the costs, but they cannot cover them all. Therefore, many students are now turning to private student loans to make up the difference. Do you understand the costs? |
What You Should Know About Private Student Loans Government student loans have long been an important way to help students complete their education with private student loans now gaining in importance too. Let’s take a look at the advantages and disadvantages of funding higher education through private student loans. |
Become a Bank by Using Your Equity Value to Finance College Homeowners can use the equity value in their home to become a bank. Using a simple technique for money management, you can finance college and other related events at minimal costs. There are no investment required. Simply change the way you do banking. |
| Using a Budget to Manage College Expenses College-bound HS students and parents are making final decisions about starting college in the Fall. These decisions include selecting the college to attend, finalizing admission requirements, and getting the financial aid assistance arranged. |
Paying for College - 10 Point Checklist The college financial aid season is gearing up for college-bound HS students and their parents. Both student and parent need to become familiar with the college financial aid process to ensure enough money is available when the student starts college in the Fall. |
Press Releases |
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| Parents Turn to Self Funding to Pay For College Education American families are weighing their college financing options as they receive financial aid notices from their schools. Besides scholarships, grants, and student loans, some families are tapping the equity in their homes to manage their education costs. SayStudent.Com is helping families by demonstrating that this innovative home equity concept can manage money and cover college-related expenses. |
College Families Are Taking Steps To Overcome Financial Aid Shortfalls Families across the US who have adult children planning on attending college this fall are now receiving financial aid notices from their schools. In most cases the amount received falls short resulting in families considering other ways to pay for their education. SayStudent.Com is now showcasing their financial aid charts to assist families with their decision making. |
| College Guide Releases Student Aid Budgeting Module Students who are preparing for their higher education now have easy online access to a college budgeting module to help them and their parents cope with the rising costs associated with obtaining a college degree. |
College Guide Announces 10-Point Financing Checklist Parents of college-bound high school seniors are wrestling with ways to fund their children’s education. A 10-point financing checklist has been developed and released by the “Say Student” student lending guide association to help parents enhance their navigation of the college financing process. |
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