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Stafford Loan Interest Rates
Loan Disbursement Date:
7/01/2006 to the present time

Stafford loans are fixed. Rate will not change for the life of the loan.

Rate in effect from:
07/01/2006 to 06/30/2007

6.80%

Loan Disbursement Date:
7/01/1998 to 6/30/2006

For borrowers who are in school, in their post-school grace period, or in deferment

6.54%

For borrowers who are in repayment (except during periods of deferment) 7.14%
Rate in effect from 07/01/2006 to 06/30/2007. Variable-rate Federal Education Loans are adjusted annually on July 1. Interest rate not to exceed 8.25%.  
Loan Disbursement Date:
7/01/1995 to 6/30/1998
For all borrowers
Rate in effect from 07/01/2006 to 06/30/2007. Variable-rate Federal Education Loans are adjusted annually on July 1. Interest rate not to exceed 8.25%.
7.94%
Loan Disbursement Date:
10/01/1992 to 6/30/1994
For all borrowers
Rate in effect from 07/01/2006 to 06/30/2007. Variable-rate Federal Education Loans are adjusted annually on July 1. Interest rate not to exceed 9.00%.
7.94%