Federal Student
Loan Program |
Type
of Aid |
Other
Information |
Annual
Award Limits |
Disbursement |
|
for undergraduate
and graduate students who meet financial
need and enrollment criteria
more
information from Dept. of Ed. |
must be repaid.
You may consolidate your loans after
school for extended repayment terms that lower your monthly payment
view terms at our student loan consolidation
site: click
here |
These are low-interest rate loans
(5%) available to students with exceptional financial need.
The loan does not charge origination
fees.
See our Aid Steps for more information |
$5,500
for undergraduate students
$8,000
for graduate students
Maximum amount:
$60,000 |
The federal government provides funds
to schools.
The school then disburses funds to
the student after payment of tuition
and other school expenses.
Private lenders and banks provide
funds to schools.
The school then disburses funds to
the student after payment of tuition
and other school expenses.
|
|
for undergraduate
and graduate students
who meet financial
need and enrollment criteria
more
product info
view special benefits via our partner
|
must be repaid
You may consolidate your loans after
school for extended repayment terms that lower your monthly payment
view terms at our student loan consolidation
site: click
here
|
The Federal Government
pays the interest while the student
is in school and during grace and
deferment periods.
view
rates
|
$3,500
to $8,500 annually, depending on
grade level
view
chart
|
|
for undergraduate
and graduate students
who meet financial
need and enrollment criteria
more
product info
|
must be repaid
You may consolidate your loans after
school for extended repayment terms that lower your monthly payments
view terms at our student loan consolidation
site: click
here |
The borrower is responsible
for interest during the life of the
loan
view
rates
|
$9,500
to $20,500 annually, depending on
grade level (minus any unsubsidized loans)
view
chart
|
|
Available to parents of dependent
undergraduate students
more
product info
|
must be repaid
You may consolidate your loans after
school for extended repayment terms that lower your monthly payments
view terms at our student loan consolidation
site: click
here
|
* Borrower must have a satisfactory
credit. Parents who don't have satisfactory
credit should apply with a creditworthy
co-borrower.
view
rates
|
Cost
of attendance minus any other financial
aid received |
|
Available to graduates and professional students
more
product info
|
must be repaid
You may consolidate your loans after
school for extended repayment terms that lower your monthly payments
view terms at our student loan consolidation
site: click
here
|
* Borrower must have a satisfactory
credit. Students who don't have satisfactory
credit should apply with a creditworthy
co-borrower.
view
rates
|
Cost of attendance (includes tuition, room and board, books, and even travel) minus any financial aid
received. |
Private
Loan Programs |
Type
of Aid |
Other
Information |
Annual
Loan Limits |
Disbursement |
|
for undergraduate,
graduate, and continuing education students
more
product info
|
must be repaid
You may consolidate your private
student loans after school for extended
repayment terms that lower your monthly payments |
Available
to undergraduate, graduate, and continuing ed students
enrolled in a degree
or certificate program at an approved
college or university
* Borrower must have at least 21 months credit experience and a satisfactory credit history. Borrowers who don't meet these credit requirements should apply with a creditworthy
co-borrower.
|
$3,000
to $45,000 or more |
Funds
disbursed directly to the student and cosigner after it has been certified by the school, if any |
SayStudent Loans
Financing a Better Future
- save money
- build good credit
- pay off your loan faster
|
|
for homeowners with equity value in their home
more
product info
|
must be repaid |
Available
to homeowners with an equity position
at qualified LTV ratios:
calculate
your LTV position
* Borrower must have a satisfactory
credit. Borrowers who don't have satisfactory
credit should apply with a creditworthy
co-borrower.
|
no
annual limits. Total amount limited
by the approved balance upon loan closing. |
funds available
whenever needed upon writing a check.
use as your primary money account to pay education costs.
total funds disbursed to the homeowner upon
closing. |
College Aid
Programs |
Type
of Aid |
Other
Information |
Annual
Award Limits |
Disbursement |
|
Grant:
does not have to be repaid |
Available
to undergraduates only |
Up
to $4,731 |
School
acts as the U.S. Department of Education's agent |
|
Grant:
does not have to be repaid |
Available
to undergraduates only; check to see if you school participates
in campus-based programs |
Up
to $4,000 |
School
disburses funds to students |
|
Grant:
does not have to be repaid |
Available
to undergraduates only who are eligible for a Federal Pell Grant |
Up to $750 for the first year of undergraduate study and up to $1,300 for the second year |
School
disburses funds to students
|
|
Grant:
does not have to be repaid |
Available
to undergraduates only who are eligible for a Federal Pell Grant and who are majoring in physical, life, or computer sciences, mathematics, technology, or engineering or in a foreign language determined critical to national security. |
Up
to $4,000 for each of the third and fourth years of undergraduate study |
School
disburses funds to students
|
|
Grant:
does not have to be repaid |
Available
to undergraduate and graduate students who are completing or who plan to complete course work needed to begin a career in teaching. |
Up
to $4,000 |
School
disburses funds to students
|
|
Money
is earned: does not have to be repaid |
Available
to undergraduates and graduates; check to see if your school
participates in campus-based programs |
No
annual maximum |
School
disburses earned funds to students |
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