For Students Starting a New Semester
We hear you loud and clear. All of your
—
- government student loans,
- scholarships,
- grants,
- and savings — don't add up to pay the
full cost.
That is when you turn
to private student loans to help fund
the remaining portion of education related expenses.

Legal Notes:
1 Borrow as much as you need to pay for your education, up to the cost of attendance as certified by your school and confirmed by Sallie Mae, less other financial aid received. Sallie Mae reserves the right to approve a lower loan amount than what the school has certified.
2 The automatic debit benefit is available for as long as the borrower's monthly payment amount is successfully deducted from the designated bank account. Borrowers can elect to make payments via automatic debit through Sallie Mae's online account management system. The benefit lowers the borrower's interest rate but does not change the amount of the monthly payment. This benefit is suspended during periods of forbearance and certain deferments.
3 The borrower must elect to receive electronic communications through Sallie Mae's online account management system and provide a valid e-mail addresses within 90 days of the first payment due date. The electronic communications benefit is available for as long as the borrower maintains a valid e-mail address, continues to consent to receive all servicing communications concerning his or her student loan(s) via e-mail and makes on-time payments of amounts scheduled with no interruption. This benefit lowers the borrower's interest rate but does not change the amount of the monthly payment.
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