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financial aid options for Graduates

How Best to Finance Graduate School

Recommended Options:

New expanded PLUS loan options allow graduate and professional students to borrow up to the full cost of education minus any other financial aid received.

  1. Grants:
    most federal grants are for undergraduate programs only. However, your graduate school may offer special grants that support your field of study: view your school for information



  2. Scholarships:
    there are plenty scholarships available for graduate students in particular fields. Complete a thorough search for all the FREE scholarship money: view scholarship information



  3. Perkin Loans:
    available for graduate students with exceptional financial need. Maximum annual limit: $6,000
    jump to loan chart for information



  4. Fed Stafford Student Loans:
    graduates can borrow up to $20,500 or more for each academic year: jump to Stafford student loan information



  5. Grad PLUS Loans:
    you can borrow up the full cost of your graduate program minus the available stafford loans amount and other financial aid received: view grad PLUS loan program



  6. Private Student Loans:
    private student loans do not require federal filings and regulations. You can borrow up to $45,000 each academic year: see loan limits

    Repayments are automatically deferred until after you graduate or cease to be enrolled at least half-time: jump to private student loan information



  7. Other College Financial Aid:
    view other financial aid options that may be available: see summary of financial aid options

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