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financial aid options for Undergraduates

How Best to Finance Undergraduate Programs

Recommended Aid Options:

As a first-time or returning undergraduate student, your best options begin with the federal aid program. This requires your filing the FAFSA form for each year your are in school: see aid step 2 for FAFSA information

  1. Grants:
    see if you qualify for any federal or school grants. This is FREE money that doesn't have to be repaid: view information about grants



  2. Scholarships:
    start searching for FREE scholarship money. Check with your school, community, and affiliated family organizations: view scholarship information



  3. Perkin Loans:
    available for undergraduate students with exceptional financial need. Maximum annual limit: $4,000
    jump to loan chart for information



  4. Fed Stafford Student Loans:
    get the maximum amount of federal Stafford student loans as possible. The available amounts will increase each academic year:
    jump to Stafford student loan information



  5. Private Student Loans:
    if you need additional funds that are not subject to federal regulations, check into private student loans. You can borrow up to $30,000 each academic year ($40,000 for certain schools where the cost of attendance has been determined to exceed $30,000): see loan limits

    Undergraduates may defer repayment until six months after graduation or ceasing to be enrolled at least half-time. Immediate and interest only repayment options are also available: jump to private student loan information for undergraduates



  6. Other College Financial Aid:
    view other financial aid options that may be available: see summary of financial aid options

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