Instead of using your checking or savings account to manage and hold money, use your BLOC as your primary money account.
- the BLOC is not a savings account
- the BLOC functions as a tool to manage financing
- your BLOC should not drop below a zero balance
- use your BLOC to payoff debt and to finance needs
- payments made into the BLOC will force an adjustment to the principal balance
Your BLOC account would look like this if you had $3,500 in credit card debt to pay off:
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